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Dashboard

Your financial pyramid at a glance

Monthly Surplus

$2,100

Layers Funded

0/5

VIX

18.5

Pending Actions

2

Financial Pyramid
Build wealth in the right order — floor first, optimizer last
Optimizer
RED
$31,400 / $500,000
6.3%
Buffer
AMBER
$18,000 / $24,000
75.0%
Obligations Escrow
AMBER
$7,800 / $8,400
92.9%
Foundation
AMBER
$132,000 / $150,000
88.0%
Cash Floor
AMBER
$8,500 / $10,000
85.0%
Monthly Surplus
Take-home Income$9,500
Monthly Fixed-$4,200
Amortized Annual-$700
Variable Budget-$1,500
Foundation Contribution-$1,000
Deployable Surplus$2,100
Earned Returns

Interest + unrealized gains across all your holdings

Foundation Interest

Marcus HYSA
4.4%
+$1,904
Ally 12-Month CD
4.8%
+$594
I-Bonds (Series I)
5.3%
+$439
Vanguard Short-Term Bond
3.8%
+$950
Fidelity 18-Month CD
5.0%
+$375
Subtotal+$4,262

Market Gains (Unrealized)

Vanguard S&P 500 ETF
VOO
+$2,956
Invesco QQQ Trust
QQQ
+$1,466
Apple Inc.
AAPL
+$843
Vanguard Real Estate ETF
VNQ
+$130
Subtotal+$5,394
Total Earned Returns$9,656
Market Signals
VIX18.5
S&P vs 200MA1.05x
Fed Rate4.5%
10Y Treasury4.25%
CPI Trend2.8%

AI Suggestions

surplus_allocation

Top up Cash Floor

You're $1,500 short of your cash floor target. Allocate this month's surplus to close the gap before funding higher layers.

free_money

Route Foundation Interest

$4,262 in earned interest is available. Route this “house money” to your Aggressive optimizer bucket for maximum growth.